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You can trust us with your important referrals. We have a great track record of success as top producers. We have the experience you are looking for. Plus we are very web-savvy real estate agents, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you. 

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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
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What is considered to be one of the soundest long-term investments?

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Real estate has a long-term record of strong investment return and is a driving force of the national economy.
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Rochelle McCoy-Wells, REALTOR®, real estate agent and broker for Wake Forest, Cary and Raleigh, North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Rochelle McCoy-Wells
RE/MAX United

9131 Anson Way
Raleigh
NC, 27605
Office: 919-518-8134
Fax: 919-676-5510
Email: rochellemccoywells@NUMBER1EXPERT.com


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