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" Their many years of experience in the industry."

"Rochelle and Michelle provided excellent ervice in the sale of our home and purchase of our new home. Their many years of experience in the industry allowed us to sell our home in a very tough market. Everything went smoothly and was professionally handled. Finding the perfect home is not an easy task. Rochelle's consultation took into consideration all of our concerns and requirements resulting in the find of our dream home. Thank you so much!!"

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Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	Who is the world's richest living person?
A	William H. Gates, III, Chairman of Microsoft Corporation, whose wealth was estimated at $46.6 billion in 2004.
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Rochelle McCoy-Wells, REALTOR®, real estate agent and broker for Wake Forest, Cary and Raleigh, North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Rochelle McCoy-Wells
RE/MAX United
9131 Anson Way
Raleigh
NC, 27605
Office: 919-518-8134
Fax: 919-676-5510
Email: rochellemccoywells@NUMBER1EXPERT.com

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